do the read/write operations from the db should be in a transaction

`redeemVoucher' reads stuff from the db, makes decisions and then
writes to the db. However if there is another client doing a
simultaneous `redeemVoucher' for the same `voucher', then both of them
would redeem the voucher, which is incorrect. The operations should
have exclusive access to the db and this is achieved with
`withExclusiveTransaction`.